A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Layers of Protection Take these five steps to protect your financial well-being before making any other changes. Password Protection Strategies Simple steps may help you foil hackers and protect your privacy. Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works.